01
Encryption
Data encrypted in transit and at rest, with managed keys and secrets.
Banking & payment technology
Better banking.
Connected payments.
Built together.
From the systems behind your bank to the wallet in your customer’s hand. We build the technology that brings finance closer.
Built for institutions. Designed for people.
Banking meets wallet Interactive demo
Mobile banking01
AH
Good morning, AminaWelcome back.
i.Your everyday banking
Current account
$8,450.75Available balanceUSD · 4902
Recent activity
Salary paymentToday · Bank account
+$2,400.00Coffee HouseToday · Card payment
−$6.50Digital wallet02
AH
Good morning, AminaWelcome back.
i.Your money, on the move
Digital wallet
$325.00Available balanceUSD · 8901
Recent activity
Wallet top-upToday · Bank transfer
+$150.00Mobile dataToday · Bill payment
−$15.00 One connected core
Two apps. Try a transfer and watch both balances update.
Sample data · No real money movesBased in East Africa. Built for connected markets.
Somalia East Africa Beyond borders
One ecosystem.
Every kind of institution.
Central banks
Commercial banks
Islamic banks
Fintechs & wallets
Our solutionsBig ambitions need
Big ambitions need
strong foundations.
Build from the core. Connect to the ecosystem.
Create experiences your customers love.
We bring it all together.
01 /
Core banking
The foundation of your institution. Accounts, deposits, financing and a connected general ledger.
BUILT FOR YOUR BUSINESS
02 /
Digital banking & wallets
Put your customers in control with intuitive mobile banking, digital wallets and everyday payments.
DESIGNED AROUND PEOPLE
03 /
Payment infrastructure
Connect institutions and keep money moving with RTGS, ACH and national payment switching.
CONNECTED BY DESIGN
Digital banking & wallets
Everyday money. Extraordinary simplicity.
Give your customers a wallet that feels second nature. Send, receive and manage money through one connected mobile experience.
- Wallet-to-wallet and bank transfers
- Virtual cards and everyday payments
- A clear view of every transaction
Go ahead. Give it a try.Tap Send, Receive or Cards in the phone.
Digital wallets experience
AH
Good morning, AminaLet’s make moves.
i.Total wallet balance
$8,450.75
USD wallet$ USD
imara
•••• •••• •••• 4289AMINA HASSAN
Recent activity
Salary paymentToday, 9:12 AM
+$2,400.00Coffee HouseToday, 8:45 AM
−$6.50Amina HassanYesterday
−$125.00Interactive demo · Sample data
PRODUCT CONCEPT · INTERACTIVE DEMO
imara.Online banking Demo sessionAH
GOOD MORNING, AMINA
Sample dataYour money at a glance
Your accounts, payments and plans. All connected.
Available balance$8,450.75Current account · USD
Total savings$2,150.00Across your savings goals
Spending activityIllustrative week
Recent transactions
Salary paymentToday · Incoming payment
+$2,400.00ReceivedAmina HassanYesterday · Wallet transfer
−$125.00CompletedCore bankingPowerful at the core.
Meet your next core
Powerful at the core.
Effortless on the surface.
Great banking starts behind the scenes. Bring your accounts, payments and operations together with infrastructure built for the way your institution works.
One connected foundation
A core ledger that connects your products, channels and payment systems.
Control, built in
Clear audit trails, role-based access and visibility across your operations.
Connected systemsDifferent systems.
Different systems.
Shared possibilities.
From a customer’s first tap to final settlement, connect every part of the journey with secure APIs and standards-based infrastructure.
Explore our technology Wallets Banks Payment networks
imara.ONE CONNECTED ECOSYSTEM
Open APIs ISO 20022 Interoperability
Payment infrastructureMoney moves.
Money moves.
Make every connection count.
From an everyday transfer to national settlement infrastructure. See how the right connections bring a payment from one institution to another.
Follow the payment
One journey. Every connection visible.
Customer channel
A customer starts a transfer from their bank account to a mobile wallet.
Select a stage to explore
1 / 4
Islamic bankingModern banking.
Modern banking.
Rooted in your values.
Purpose-built Islamic banking technology, with contract lifecycles, profit distribution and Shariah governance at its heart.
Discover Islamic bankingMurabahaCost-plus financingمرابحة
IjaraAsset-based leasingإجارة
MusharakahPartnership financingمشاركة
Document intelligenceCONCEPT PREVIEW
Supplier invoiceSample document · PDF
01Extracted for review
- Document type
- Invoice
- Reference
- INV-DEMO-042
- Amount
- USD 1,250.00
Waiting for an authorised reviewer
People make the decision.
The system keeps the evidence.
Illustrative workflow and sample data. No document is being processed.
AI & automationLess manual work.
Less manual work.
More room for judgement.
Give your teams practical AI tools that help them understand documents, spot unusual activity and focus on the decisions that need their expertise.
Turn documents into useful data
Extract and classify information from forms, statements and KYC documents.
Bring the right signals forward
Use pattern detection and risk scoring to support transaction review.
Keep people in control
Human oversight, explainable outputs and controlled data access.
Security & controlBuilt for the responsibility
Built for the responsibility
that comes with money.
Security belongs in every layer of a financial platform, from the first sign-in to the record of the final transaction.
Inside our security approachSecurity by designIdentity · Access · Evidence
02
Strong authentication
Multi-factor authentication, device binding and session controls.
03
Segregation of duties
Maker-checker and four-eyes approval on sensitive operations.
04
Evidence & audit
Complete, exportable audit trails to support internal and external review.
How we workYour ambition.
Your ambition.
A clear path to launch.
Good technology starts with understanding your institution. Explore how we work with your team, from the first questions to life after launch.
Step 01 / 05
Discovery
We work with your teams to understand regulatory context, existing systems, volumes and goals.
What we work towards
- A shared view of your goals
- System and operational requirements
- An agreed scope and delivery plan
A little more clarityGood questions.
Good questions.
Clear answers.
Get to know the technology, the possibilities and the people behind IMARA.
Let’s talk about your institution.
Have a specific challenge in mind? We’d like to understand it.
Start a conversationWho does IMARA build for?
We build for central banks, commercial banks, Islamic banks, payment service providers, fintechs and other financial institutions. Our work spans core banking, digital channels and the infrastructure that connects institutions.
Can you connect to our existing banking systems?
Integration is a core part of our approach. We develop APIs and integration layers for core banking systems, payment switches, RTGS, card processors and mobile money platforms. The right architecture starts with understanding your current systems and interfaces.
Does the platform support Islamic banking?
IMARA’s Islamic banking technology covers contract-specific financing, including Murabaha, Ijara, Musharakah and Mudarabah, alongside profit distribution and Shariah governance workflows. The product design and approval process is developed around the institution’s requirements.
Are the banking previews connected to real accounts?
No. The wallet, online banking and document workflow on this page are illustrative product concepts with sample data. You can explore the interactive previews, but they do not access accounts or move real money.
How do we start a project?
Contact our team with your goals, existing systems and the challenges you want to solve. We start with discovery to understand your operating context and requirements, then define the architecture, scope and delivery approach together.
Work with IMARAYour vision.
Your vision.
Our engineering. Endless possibility.
A stronger financial ecosystem starts with a conversation.
Let’s talk about your next chapter